I have never taken out a second credit card for anyone. But surely it would be the same for a son or daughter. No history. But they are stilled issued. Surely it would go on the owner of the main card?
Yes, you think it is all over when the spouse or fiancee visa comes through but that is the start. In your case you have longer in between for ILR so more time to relax and chill on visas etc than we had. Then there is the good old Life in the UK Test. LOL
Yes I hope so, only thing I didn't like when I applied for a second card is the fact you cant give the card a lower limit, didn't and don't like that at all.
Or you might want to get a cash card. That is one that is loaded up with no credit. You just load it as and when like a phone sim card.
I cannot understand how people consent to give away so much confidential identity information. Recently I had a request for a scan of my passport and credit card from an online hotel booking company, some kind of internal audit check. I stood my ground, refused point blank, and three weeks later after many e-mails was told that I did not need to provide the information after all. The hotel company lost two weeks worth of hotel bookings, I paid slightly more for booking through a different company, and the company has slid to the bottom of my preferred hotel booking agencies.
I always try to pay with cash, except when I am purchasing items online. Cannot understand the payment card mentality, the shop pays a charge to the card company which must increase the retail price. Cash is king!
Thats a bit different to registering with a GP. Not so much choice and in any case they all want a copy of our wives passport.
Well, you are getting left behind. Cards are taking over. But Timmers is talking about a card for his fiancee for a different purpose, as a means to another end. I dont like carrying cash.
Bit of both I prefer, I always have a hundred quid in my wallet and don't really use credit cards that much, my company card I use for hotels and the like but that's it. cash to some extent is becoming obsolete, society is pushing us that way. Cheques as well, not long ago they were about to disappear but there was an uproar. Think about it though, I cant remember the last time I wrote a cheque, can you?
Yes John, the card for the missus is just a front to getting more of an identity here in the UK, I'm hoping its never used anger so to speak
Me too. People stopped taking them. So I dont have one anymore. Yes, I use a combination of cash and card. They both have their place.
I love cash, cannot understand why people prefer to pay a small supermarket bill with a card, it just seems idiotic to me. Interestingly I carry out a daily finance audit against an Excel spreadsheet, usually manage to get my cash in balance to the closest currency unit.
Well yes. But one doesn't always have cash. And using a card saves a trip to the cash machine. Also a card provides a ready audit trail of expenditure and even provides some form of consumer protection that cash doesn't include. But this isn't really a thread on the merits of cash v card.
How do you go on business wise while you are away, do you not use your company card to pay for absolutely everything you can? I always dislike it when I have to submit an expense claim for cash, waiting ages for it.
Timmers question still applies. My employer is one of three MDs and he uses several cards and cash. From my experience only those that have finances to hide deal in cash only.
