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Maintenance or Financial Threshold?

Discussion in 'UK Visa and Immigration Help' started by jhen, Jul 20, 2015.

  1. jhen
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    jhen Member

    Hi All,

    It's me again. I am still very confused of what or which documents should I provide for my daughter's settlement visa.

    I have been granted settlement visa on Jan. 2010. I am now a naturalized British Citizen.I first got my British Passport in April 2013.

    My daughter is 12 yrs. old. Living with my mom in the P.I. My parents now are very ill and can no longer look after her. My daughter has been granted a visit visa last year and stayed in the UK for 4 months.

    My husband is self employed.I have already gathered docs to prove his self employment.

    As I do not want to confused the ECO , I would like to submit docs that appropriate for my circumstances.

    I believed that the financial threshold do not apply to me and we only need to show proof of adequate accomodation and enough money for her maintenance. She already has her TB test certificate and I am planning to submit her application by the end of this month.


    Please someone can advise me on this.

    Thank you very much for your time reading this.

    My Best Regards to all the members of this forum.
  2. jhen
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    jhen Member

    please someone on the forum give me an advice on this?
  3. Anon220806
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    Anon220806 Well-Known Member

    My understanding is that your daughter would still need to have a sponsor, for a settlement visa.

    I am not certain on the earnings requirement under such circumstances, though, so it would be interesting to see what others say. See below...
    Last edited: Jul 21, 2015
  4. Anon220806
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    Anon220806 Well-Known Member

    Joining your parents
    You must be under 18 and all of the following must apply:

    • you’ll be living with your parent or parents
    • you’re not married, in a civil partnership or living an independent life
    • you’ll be supported and accommodated adequately without using public funds, or you meet the financial requirement

    https://www.gov.uk/join-family-in-uk/eligibility


    So it looks like in your childs application they would have to demonstrate that her parents could support and accomodate her without using public funds...
    Last edited: Jul 21, 2015
    • Like Like x 1
  5. jhen
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    jhen Member

    Thank you so much John Ash for replying to my post.I really appreciate it.
  6. jhen
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    jhen Member

    My husband is self employed and his gross income is more than the required financial threshold but this years net profit is Way less than the £18,600.

    Reading through the Settlement VAF4 guidelines on what documents to provide if you do not need to meet the financial requirements are far more easy to gather for me as I do the bookeeping.Just making sure that what I believed is correct.

    As I been granted settlement before the new Rules I believed that we do not need to meet the financial requirements , hopefully someone here will agree or disagree with me.

    Best Regards to All.
  7. Anon220806
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    Anon220806 Well-Known Member

    The rules are a little vague. They seem to leave it up to the applicants to demonstrate ability to support and accomodate the child without access to public funds.....
  8. jhen
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    jhen Member

    Hi All,
    Doing the online settlement visa application for my daughter. Need some help on some of the questions;

    Q:How long do you intend to stay with this person?
    A:Indefinite?

    Q:Who are you staying with in the UK?
    A:Other Relative as there is no mother in the select menu

    Q:Employment Details Section; shall I select student or supported by other?

    I put my husband's details as her sponsor is this correct?

    Any help on this please.
  9. Maharg
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    Maharg Well-Known Member Trusted Member

    If net profit is below 18,600 then it won't be accepted as this is the figure that they use.

    If his gross is a lot over 18,600 then you may have to change the way you do your accounts to keep the net over the threshold, but you'll need at least one whole financial year above the threshold.
  10. Maharg
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    Maharg Well-Known Member Trusted Member

    It's not clear from the link if the financial threshold applies, but if your husband is below it they might use that to say you can't support your child.

    Are you working? Both your salaries can be taken into account.
  11. jhen
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    jhen Member

    Hi Maharg thank you for your reply. I read through the guidelines and understand that as my daughter is my child who's been given a limited leave before the new rules been applied that we does not require to meet the financial requirement. That is just how I understand it anyway.That is why I asked for an advice here.

    I am not working at the moment as I am looking after our 2 young daughters.

    We cannot change the way we do our accounts as we employ a chartered accountant to do the accounts every year. However, our accountant has been acting on behalf of my husband for more than 25 years. We rent out properties and the rental income every year is always over the financial requirement. The net profit this year was less than£ 18,600 because of some unexpected maintenance bill like re-slating a new roof.

    The net profit was only low last year and this year. As I am sending money to my mother in the Philippines for my daughter's welfare , I am hoping that they take that her maintenance here would be the same amount of money I am sending for her.


    I cannot see that most of sponsors profit/salaries after paying rent, council tax, utility bills, food and any other housekeeping expenses would still be £18,600?Please correct me if I am wrong, The £18,600 that we have to meet should be a salary/gross income, is it not?

    My friend from the P.I. who's just been granted a settlement visa , told me that her husband earns £ 20,500 a year and after all expenses(housekeeping, rent,utility bills,council tax,tv license,car insurances and taxes) they are only left £100 every month.

    I am getting confused with the rules. Please someone advise me who was been on the same situation as myself.
    Best Regards to All.
  12. Maharg
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    Maharg Well-Known Member Trusted Member

    I don't know exactly the rules on geting your child here and how the financial threshold would be applied. What do you mean by she had a limited leave before?

    If you are applying for a new visa from scratch, then I'm pretty sure they'd apply the new rules.

    I am self employed, so have applied for a visa for my wife using the self employed rules. It is not Gross profit they go on. It is Net profit.

    Net profit isn't just what you are left with to spend on yourself a month. It is the gross profit minus business expenses.

    In other words, it is the figure that your tax is calculated on. IE earnings before tax.

    Housekeeping, rent, council tax etc have nothing to do with it. They are your general living expenses and nothing to do with your net earning. The net is the figure decalred as earnings before tax on his tax return.

    I guess reslating a roof can be offset against tax if you are a landlord, but if it has been then this is the sort of thing you need to omit from your business accounts if you want to be over any financial thresholds.
  13. jhen
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    jhen Member

    Hi Maharg thank's for the reply. Appreciate it. I have been given my settlement visa before July 2012, I have been naturalized as a British Citizen two years ago.
    I assume that my daughter's application would be treated the same they have treated my application as I am filing up Appendix 1.

    Regarding accounts, our accountant cannot or do not omit any expenses from it.

    I just have to pass it on to "what will be, will be ".I guess

    I will do everything I can to get her over here. If I fail, then I will just try again.In the end, that is All I can do.
  14. jhen
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    jhen Member

    Re slating the roof costs almost the financial threshold.It is unfortunate that we did the re slating before applying the visa.
    Things just gone bad in P.I this year, unexpected application.
  15. Anon220806
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    Anon220806 Well-Known Member

    Had you considered using an Immigration agency for your scenario? It might be worth it as it is a little less commonplace.

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