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Filipino citizen allowed to buy a house in England?

Discussion in 'Money Matters' started by Miims, Apr 29, 2018.

  1. Miims
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    Miims Member

    Hi there! I'm just wondering would anyone here know if a filipino citizen is allowed to buy a house in England? I'm 29 years old, career woman, i have a house and cars which im planning to sell soon. My Boyfriend and I are planning to get married this year and he wants me move to England. Hes younger than me and just starting his career as an electrician. He doesnt have his own apartment or house yet so the plan is for me to move there and buy a house for us to live in. Would you think its possible for me to buy a house in England registered in my name? Thank you
  2. OTT
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    OTT Active Member

    Legally ,I'm sure there is nothing to prevent a foreigner from buying property in the uk , in fact thousands already have .

    You probably know that houses in the uk are very expensive , so unless you have a lot of money , you will probably need to obtain a mortgage from a uk building society or bank . That will of course be subject to you having proof of enough income to meet the repayments etc .

    Have you already sorted out all the visa issues re moving to the Uk , as that process is long and far from easy . ?
  3. graham59
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    graham59 Well-Known Member

    Lucky guy. :D

    Well, it seems rich Russians and Arabs can buy up whole streets of houses, as well as football clubs, etc, so, why not ?

    Only a few countries are sensible like the Phils... in not permitting foreigners to buy up their land and other assets. ;)
  4. bigmac
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    bigmac Well-Known Member Trusted Member

    simple enough solution to that. charge each non-UK citizen the same amount again as a stamp duty. so--a million ££ flat in london earns the treasury a £ million
  5. Maharg
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    Maharg Well-Known Member Trusted Member

    When we bought our house, we had to buy it in my name only because the mortgage company wouldn't include my wife because she hadn't been in the country for 3 years.

    I'm sure that's not the case with every company, though, and you can buy a house in the uk no problem.

    If you are married it makes no difference anyway, as the house legaly belongs to both of you.
  6. graham59
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    graham59 Well-Known Member

    @bigmac...

    Nah.... just tell them to take their money-laundering and other criminal activities elsewhere... and stop driving up property values to levels that are out of reach of people who actually belong here.
    • Agree Agree x 2
  7. bigmac
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    bigmac Well-Known Member Trusted Member


    If you are married it makes no difference anyway, as the house legaly belongs to both of you.

    how do you make that out ?
  8. Sanders
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    Sanders Banned

    I was told that too. Just last year.
    Last edited: Apr 29, 2018
  9. bigmac
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    bigmac Well-Known Member Trusted Member

    well-- i married 2 years ago--in fact--our anniversary is tomorrow. i then bought a house in july--3 months later. my solicitor is very experienced in property matters and wills. the deeds to my house are solely in my name. and if you think i went behind her back---she was sat next to me at all times i met with my solicitor.
  10. Sanders
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    Sanders Banned

    No. I didn’t mean that. What I meant was even if it is in your name alone, if married, the house is owned jointly.

    It didn’t really matter to me. But I made a mental note of that point after the circumstances of the split in my first marriage.

    Apologies for any bum steer on this but that’s my recollection, just as Maharg stated. Am happy to be corrected on this btw.


    Happy Anniversary
    [​IMG]
    Last edited: Apr 29, 2018
  11. HaloHalo
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    HaloHalo Administrator Staff Member

    In a contested divorce settlement the court will start any procedings at 50/50 percent. They will hear any mitigation to sway it one way or the other.

    A wife will never walk away with nothing and Im guessing invariably she will be near the 50% mark in a lot of cases. They will take into consideration if one partner bought the house prior to marriage. That doesn’t still guarantee that you will get a full return of what you paid prior to the marriage.

    Wven if a wife doesnt contribute financially she will still get a financial return, in so much as she contributed to the household in other ways like cleaning or looking after kids.
  12. bigmac
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    bigmac Well-Known Member Trusted Member

    i inherited my previous house when my wife died..in 2007. so i then had sole ownership. i then married again--3rd time. it was a bad mistake--and i divorced her in 2013. we had a clean break agreement--and i paid her an agreed lump sum when i sold the house. it was no where near 50%.

    as i said above--i married again in 2016 ( catching Henry VIII up fast now ). i discussed a new will with my solicitor--who said --at the time--if i didnt make a will and i croaked my new wife would automatically get the first £250k of my estate--which is about what the house is worth. she would also get a percentage of any amount over that. ive not bothered to make a will --yet again--but need to consider death duties.

    but--quite frankly i'm not too worried. wife stands to inherit a good chunk and my son dont need it.....
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  13. Sanders
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    Sanders Banned

    This is also worth a read:

    http://rightsofwomen.org.uk/get-information/family-law/marriage-your-rights-to-your-home/
  14. Maharg
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    Maharg Well-Known Member Trusted Member

    It is. Once you are married and habve kids your assets are equally owned. If your ex wife agreed to a settlement of less than 50% then she was being generous to you. Had it gone to a judge, the assets would have been shared 50/50 - particularly if you have kids.

    If you don't have kids and already owned the house before marriage, then it may be less. Although, if you got divorced and yourwife went for 50% she'd still probably have a pretty good chance of getting it.

    But the original comment in the topic was about buying a house after they get married, in which case they are automatically joint owners regardless of whose name the house is in.
  15. Sanders
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    Sanders Banned

  16. HaloHalo
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    HaloHalo Administrator Staff Member

    Yes Happy Anniversary @bigmac . Ours is next week, 7 years, time flies.
  17. bigmac
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    bigmac Well-Known Member Trusted Member


    lovely thought--thanks. pity shes not here--shes back in the filis for 3 weeks----partly to sort out paperwork for her sons repeat visa application.
  18. menchu_edge
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    menchu_edge Active Member

    Hmm, our letting agency asked my hubby to put both our names in the Land Registry after we fully pay the house. It's rent to own.
  19. menchu_edge
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    menchu_edge Active Member

    Happy Anniversary!!! :)
  20. Bootsonground
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    Bootsonground Well-Known Member

    If I ruled the world, Filipinos would NOT be allowed to own property or land in my country in the same way we British cannot own land or property in their country..
    If I ruled the world,every day would be the last day of spring ..
    Fairness and justice would be the new beacon of light!!
    Rejoice at what could have been, had I been King of the world!
    Last edited: Apr 30, 2018
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