Travelex launched a trial of its 'SuperCard' last week. I managed to order one of these before the invite for the trial ended. According to Martin Lewis, it beats every other debit card, credit card and money exchange out there... http://www.moneysavingexpert.com/ne...ding-abroad-the-free-supercard-launches-today Hopefully, they will offer another trial soon or, better still, offer to the public generally. I will be sending the SuperCard to my wife with the visa support documents (assuming the courier allows that) Bear in mind, it is only the cheapest method if you can avoid the ATM withdrawal fees that most Philippines Banks impose. Luckily, my wife is near Ayala Mall every week and can use the HSBC cash machine there, where security is excellent. The novel aspect of the SuperCard is that you can link it to up to five debit/credit cards and any UK resident can get the card for free without any credit check, though you do have to be on the Electoral Roll. When you use the card, it immediately charges your linked card in pounds, using exceptional exchange rates (even better than the best debit and credit cards) There are no fees from SuperCard as long as you don't spend or withdraw in GBP, so make sure that if you spend abroad that you are charged in local currency! To keep it safe, I am linking it to a debit card on an unused basic bank account that does not allow overdrafts. That way, I can just transfer money into the basic bank account from another account, just minutes before my wife needs to withdraw money. To order and use the card, you will need the smartphone app (available for Apple and Android devices) but it will probably be a few months before SuperCard it is generally available.