Hello, I am currently on my first FLR (M) living with my British husband in England. I bought a property in the Philippines many years ago under my name using my PAGIBIG account, but my relative lives in it and they pay for the mortgage. So basically it's just under my name and I don't pay a dime to it. 1. Am I eligible for the Help To Buy ISA or Life ISA bonus for buying house as a first time buyer in England? Their definition of a first time buyer: "A first time buyer is someone who does not own, and has never owned, a home anywhere in the UK or the world" Also, "I confirm by signing this First Time Buyer Declaration that: 1. I am resident in the United Kingdom for tax purposes or, if not so resident, either perform duties which, by virtue of section 28 of the Income Tax (Earnings and Pensions) Act 2003 (Crown employees serving overseas), are treated as being performed in the United Kingdom, or I am married to, or in a civil partnership with, a person who performs such duties. 2. I do not own, and never have owned any interest in land, whether in the United Kingdom or elsewhere, which: (A) is: (i) in England or Wales: (a) freehold; (b) leasehold, where the lease was originally granted for a term certain exceeding 21 years; or (c) commonhold; or (ii) in Scotland, registered or recorded, or would be capable of being registered or recorded, as a right of absolute ownership in the Land Register of Scotland or General Register of Sasines in Scotland, as applicable; or (iii) in Northern Ireland: (a) freehold; or (b) leasehold, where the lease was originally granted for a term certain exceeding 21 years; or (iv) an equivalent interest in land to the interests in land listed in paragraphs (A)(i) to (iii) above under the laws of any jurisdiction outside the United Kingdom; and (B) comprises a building that is used or suitable for use as a dwelling, or is in the process of being constructed or adapted for such use; and (C) (i) which I acquired as a purchaser by way of sole or joint ownership; or (ii) which entitles me to possess or occupy that land." 2. Can they even check if I owned a property before that's outside the EU?