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Elderly should do community work or lose pension, peer says

Discussion in 'News from the UK, Europe and the rest of the World' started by Bootsonground, Feb 18, 2019.

  1. johncar54
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    johncar54 Active Member

    Thinking more about this, especially the claim that we have paid for out pension. Whilst that is probably true with private pensions it is not with the state retirement pension, the OAP nory crown pension. Both are financed by those working today.

    I really do not see any problem with people being required to contribute to society if they are able, physically and mentally, to do so. In years gone by extended families contributed to the needs of the family, now people believe the State should pick up everyone’s problems. In spain as it the Philippines it is still the norm that the family do what they can to resolve family problems
  2. johncar54
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    johncar54 Active Member

    Thinking more about this, especially the claim that we have paid for our pension so have a right to have them.

    Whilst that is probably true with private pensions it is not with the state retirement pension, the OAP nor with crown pensions. Both of those are financed by those working today.

    I really do not see any problem with people being required to contribute to society if they are able, physically and mentally, to do so. In years gone by extended families contributed to the needs of the family, now people believe the State should pick up everyone’s problems.

    We hear people demanding their so called ‘rights’ but seldom acknowledging their obligations.

    In spain as it the Philippines it is still the norm that the family do what they can to resolve family problems
  3. bigmac
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    bigmac Well-Known Member Trusted Member

    i fully expect the state pension to become a means tested benefit in years to come. so anyone with significant savings--or indeed a nice cosy company pension--will be shafted. nothing new there---look at all those 60 something women who have dipped out.
  4. johncar54
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    johncar54 Active Member

    Just on the point of pensions for men and women

    I always thought it very strange that women with a life expectancy longer than men, should get a state pension five years earlier than men. If anything it should have been the other way around.

    As for means testing: That has always applied in that those who earn more, pay more tax, with no top limit. At one time that up to 97.75% tax. So to be left with one pound they had to earn 40 pounds.

    The apparent unfairness is particularly so when some people who have chosen not to work or p...ed their income away, get all the benefits possible throughout their life, at the expense of those who worked hard and lived frugally so they could save for their requirements and needs in later life.

    As we have come to learn ‘fairness’ does not exist in a welfare state unless everyone pulls their weight. Some hopes of that !

    End of rant
    • Agree Agree x 3
  5. oss
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    oss Somewhere Staff Member

    We are taxed on the promise of a future state pension, the fact that the government does not ring fence the NI contributions (tax) is not the fault of those who contribute.

    Pensions and benefits are an insurance, if I buy home insurance I expect it to pay out when my home burns down I don't expect to be told by everyone whose homes didn't burn down (or by the insurance company) that it is not fair that I should be compensated when I have to draw on the benefit of the insurance policy I paid for.

    We all pay National Insurance very few avoid it for their entire life.

    In years gone by people simply died from poverty, children starved to death in the street, and in the Philippines that is still the norm do we really think this is something we should aspire to.
  6. Bootsonground
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    Bootsonground Guest

    It is?? Not seen that yet..
    I probably need to get out more!
    • Agree Agree x 1
  7. oss
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    oss Somewhere Staff Member

    I've seen women begging in the street with clearly malnourished children in Manila, they weren't well fed themselves, definitely not part of a Fagan type begging gang.

    I also see the kids sleeping in the street in Manila it is no small number.

    I am probably exaggerating in the response to John, but poverty reduces life expectancy.

    I've seen a family friend lose his job and go from a healthy looking man to an emaciated skeleton, he's still around so somehow he managed to survive, I've seen other family members suffer like that too.
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  8. Anon04576
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    Anon04576 Well-Known Member

    When you do go out make sure you get some pag-pag on your way home ha. Nobody wants to willingly live like that do they.
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  9. Dave_E
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    Dave_E Well-Known Member Trusted Member

    Why should he eat pag-pag, would that prove anything?

    People sleep on the streets in Manila, people sleep on crowded bancas for long sea crossings, quite happy with their family life. I remember sleeping in a graveyard many years ago when I was hitch hiking through France.
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  10. Anon04576
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    Anon04576 Well-Known Member

    It proves that there is genuine poverty to the point that people eat other people’s left over food, scavenged from a bin. The suggestion was not for him to really do the same, merely to highlight the reality of life for poor people barely living, sorry, surviving. I couldn’t even imagine such a life and sometimes it just a reality check of how lucky us lot here are.

    Happy, sleeping on the streets of Manila? Well when you meet that person just come back here and quote verbatim their happy lifestyle ha.
    • Agree Agree x 1
  11. oss
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    oss Somewhere Staff Member

    I slept on a bench in Arran in 1976 when me and a couple of friends stayed overnight after driving over on our bikes (motorcycles), spectacular skies and luckily a very warm summer, for the next three years I used a tent :D

    Being forced to sleep rough anywhere is something else altogether.
  12. graham59
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    graham59 Banned

    In 1970 I slept overnight in one of the more expensive seats in the Grandstand at York race course.
    - Have slept in all sorts of odd places (other than young ladies' beds), when I was a young lad hitching around the country.
    Happy days... when you could still do that. :like:
  13. Heathen
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    Heathen Active Member


    John all our circumstances are different, do you really think that what you paid into covered what you have drawn out ?, You worked in the Public sector, I worked in manufacturing producing things, there will always be an arguement for and against what is the most valuable in life but we cant do without either, what i do think is totally unfair, is why should someone be able to retire at an age vastly different to the average working person ?.
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  14. Bootsonground
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    Bootsonground Guest



    If they are able to eat pag pag,they wont starve to death will they?
    When our business folded in 1n 1983,I lived flat broke in Manila for 2 years.. I wish there was pag pag available back then..
    I would have died for some!!
    • Like Like x 1
  15. Jim
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    Jim Well-Known Member Trusted Member

    I did something similar in Paris whilst hitch hiking through France. I slept in the middle of a big roundabout in Paris lol.
    • Like Like x 1
  16. graham59
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    graham59 Banned

    Always helps to have 'wheels' though... :like:

    .
    trampinbasketnf6.jpg
  17. Anon04576
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    Anon04576 Well-Known Member

    That’s a shame. How did you survive?
  18. Bootsonground
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    Bootsonground Guest

    Coconut`s,fish heads and bukid bananas.
    Taught me at a young age never to be without ever again..I never was.
    No shame in that!
    • Like Like x 3
  19. Jim
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    Jim Well-Known Member Trusted Member

    Live and learn, looks like you learn't big time.
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  20. Bootsonground
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    Bootsonground Guest

    Pensioner poverty

    The UK has the worst state pension in the developed world- in 2016 it was only worth 29% of average income. It is striking how much less that is than other countries: the EU average is 70.5% meaning that UK pensions receive more than two times less than comparable countries. The only country to receive less is South Africa, where state pension equals 17.1% of average incomes. Considering that South Africa has the highest rates of inequality in the world and more than half the population is living in poverty, it is hardly a nation to benchmark against.


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